Winter Home Safety: Top Preparation Tips

Get Ahead of Winter with These Essential Home Prep Tips

As the leaves turn and the days get shorter, it's natural to start feeling apprehensive about the approaching cold. Worry not; a few proactive steps now can save you from stress and costly insurance claims later. Here are some easy-to-follow tips to keep your home safe and warm throughout the winter months.

Update Smart Thermostat Settings

Modern smart thermostats can make your life a lot easier by adjusting automatically to reduce energy waste. Set your thermostat between 68°F and 70°F when you're at home to keep your energy bills in check. These smart devices can learn your schedule and temperature preferences, optimizing energy use while ensuring comfort.

Seal Gaps Around Windows and Doors

It's a classic but effective tip for a reason. Inspect the spaces around your windows and doors and seal any gaps you find. This simple action can significantly help retain heat, keeping your home cozy and your energy bills down.

Boost Indoor Air Quality

With more time spent indoors, it's important to keep the air fresh. Consider using HEPA filters to capture viruses and particles. For those prone to allergies, MERV 13+ filters are effective for dust and allergens. Install these in your HVAC system or use portable units for the best results.

Document Your Home Digitally

Take some time to make a video walkthrough of your home and valuables using your smartphone. This digital record can streamline any potential insurance claims, ensuring you have all the information needed to protect your assets.

Insulate Exposed Pipes

Preventing pipes from freezing and bursting during winter is crucial. Focus on insulating those in basements or along exterior walls. Simple foam covers can make a big difference in keeping your plumbing safe.

Clear and Check Solar Panels

If your home boasts solar panels, remember to activate their winter modes and regularly clear snow post-storms. This maintenance step helps maintain efficiency and ensures your energy solutions work year-round.

Schedule a Heating System Checkup

Booking an annual inspection for your heating system is key to avoid unexpected breakdowns during cold snaps. Ensuring everything works smoothly can keep your home warm without sudden interruptions.

Clean Out Gutters

Make sure your gutters are clear of leaves and debris. Clean gutters prevent the formation of ice dams and water backup, which can cause significant damage to your home's structure. Even tackling just a few of these steps can significantly enhance your home's protection during winter. Being proactive will save time and money, keeping you cozy and stress-free. It's never too late to start, so take action today. And while you're at it, consider reviewing your homeowners insurance policy to ensure you're covered for winter weather events. If you're unsure about your coverage, we're here to help you review your policy.