National Fireworks Safety Month: Tips for Safe Celebrations

With the arrival of National Fireworks Safety Month and the upcoming Independence Day, many of us are gearing up for spectacular fireworks displays. While these bright bursts of light and sound bring excitement and joy, they also come with inherent risks. Understanding safety precautions and insurance considerations related to fireworks is critical to ensuring the safety of our loved ones and homes.

Consider Professional Displays Over DIY Fireworks

While at-home fireworks can seem enticing, opting to attend professional displays is a safer and often more spectacular choice. Professional pyrotechnicians are trained to handle fireworks safely, minimizing the risk of accidents that can occur with DIY attempts.

Supervise Children Closely

Sparklers, though seemingly harmless, can reach temperatures as high as 2,000°F, leading to severe burns. For those with young children, it might be safer to consider alternative activities such as glow sticks or confetti poppers.

Have Emergency Precautions in Place

Keeping a bucket of water or a hose nearby to extinguish unexpected fires is a must during any fireworks activity. Additionally, ensure that the area is clear of dry grass or flammable materials to decrease fire hazards.

Follow Local Laws and Safety Guidelines

Fireworks laws vary by location, so it is crucial to check state and local regulations. Some areas may prohibit certain types of fireworks. Always follow the safety instructions that accompany the fireworks to prevent accidents.

Review Homeowners Insurance Coverage

Homeowners insurance typically covers fire damage from legal fireworks, but there can be limitations. Checking your policy for liability coverage in the event of injuries or property damage is a wise precaution before the celebrations begin.

Fireworks safety is about protecting those we hold dear, our homes, and the communities we live in. Responsible celebrations, paired with a review of your insurance policy, can provide peace of mind. Before the festivities begin, consider reaching out to your insurance agent to ensure you are sufficiently covered, and share these safety tips with family and friends to spread awareness and safety this holiday.